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Doug Collins
Spacer Doug Collins began his insurance career in the spring of 1987. The focus of his career has always been in the senior market. Doug is well versed in all aspects of seniors needs in retirement. From Medicare supplements, life and long term care to financial products such as annuities.

After 15 years experience in the senior market, Doug opened Senior Health Specialists in February 2002. The focus of the agency is reflected in our motto,

"Committed to Excellence"

All Senior Health Specialists agents feel treating people fairly and truthfully is job one. Each agent is fully trained in finding the right product to fit the individual client. Because of this commitment to our clients Senior Health Specialists has grown from 4 agents to over 15.

Agents affiliated with Senior Health Specialists have backgrounds from Regional Vice President to District sales managers. They have over 30 years experience in assisting retirees with their health and financial needs. Senior Health Specialists represents many of the top Fortune 500 insurance companies.
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Rob Clark
Spacer Rob has been in the insurance industry for over 11 years. He has been a field trainer, sales agent and sales manager. He received his Certified Senior Advisor designation in May 2003. He enjoys finding suitable products and services that fit the needs and objectives of his clients. He is well-versed in Medicare supplements, Medicare Advantage plans including Prescription drug plans( Medicare Part D), and long term care. Rob has the knowledge and experience in the industry to provide customized solutions for everyday concerns for his clients.

Rob has been married to his wife April since August of 2001 and has a 7 year old son named Ayres. He has been with Senior Health Specialists since the opening in 2002.
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Melody Collins
Spacer Melody began her career over 20 years ago as a sales agent for a national insurance company. Melody has been the office administrator since Senior Health Specialists opened its doors in 2002 . She is an invaluable resource for the office and provides oversight of the daily operations of our business.
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Debbie Ballard
Spacer Debbie has been with Senior Health Specialists since 2002. She received her Tennessee license in 2000 and retains a non-resident license in the state of Mississippi and West Virginia. Debbie has extensive training in Long Term Care, Medicare Supplements, Part D plans, Life Insurance, and Annuities.

She lives in Knoxville with her husband Gary and has two children, Gary and Kristi, and three wonderful grandchildren.
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Larry Benorden
Spacer Larry began his insurance career in 1987 and has over 20 years experience in the field of Annuities, Medicare Supplements, Life Insurance, Long term Care and Health Insurance. Larry is well versed in all areas of financial services, specializing in Annuities. Larry resides in Knoxville with his wife and family.
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Fred Clinard
Spacer Fred joined Senior Health Specialists in February of 2006. He entered the insurance field in 1993 and has over 15 years of experience as an agent, training and recruiting specialist, and district sales manager in Tennessee and Mississippi. Fred has earned the LUTCF designation from the Life Underwriters Training Council.
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Phil Dawson
Spacer Phil joined the agency in 2004 after many years leadership as a Regional Manager and Regional Vice President in the Insurance industry. He brings a wealth of knowledge and experience to the agency, as well as his clients. He specializes in Medicare Supplements and Part D plans, Life Insurance, Long Term Care, Annuities, Health Insurance and Group Insurance. He resides in Farragut, TN with his wife Marilyn and son Benjamin.
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Missy Drew
Spacer Missy Drew has had her Insurance licensed for 25 years. In august 2010 she joined Senior Health Specialists and decided to mainly focus on the senior market. She was born in Knoxville Tn. and raised in Lenoir City Tn. She has been married to husband Todd Drew since 1988 and has two kids, Zach and Hannah. She lives in Farragut Tennessee with her family.

Having a father that passed away when she was 18, she experienced how important life insurance was. It really made the difference in being able to make it and not being able to. She also has a mother that lives alone and sees how important a good medicare supplement is as well as other products we offer such as long term care and annuities. Missy loves dealing with seniors and loves helping people with their insurance needs.
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Ricky Fleming
Spacer Richard has been in the Insurance industry since 1994. He started his career with Physicians Mutual from 1994 to 2004. Join Senior Health Specialists in 2004 when he felt he could better serve his clients by providing them with more options. Richard specializes in all Medicare products including Part D drugs, Life and Health. He's currently licensed in 7 states: Alabama, Arkansas, Georgia, Kentucky, Mississippi, Tennessee, and Texas.
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Josh Harbison
Spacer Josh joined Senior Health Specialists in 2009. Josh has extensive training in Medicare Supplements, Long Term Care, Life Insurance, and Annuities. Josh currently holds a Tennessee license and is pursuing a bachelorï¾’s degree in Business Administration. Josh currently lives in Lenoir City with his wife and children.
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Johnny King
Spacer Johnny King started with Senior Health Specialists in October 2006. He brings 36 years of experience in the Senior Health market specializing in Medicare Supplement, LTC, and Final expense plans.

Johnny was born and raised in Greeneville, Tennessee in 1946. After graduation from Greeneville High, he joined the U.S.Navy during the Vietnam conflict. He was aboard a guided missile destroyer as a Radarman stationed in the Mediterranean Sea. Having received an honorable discharge he returned to Greeneville and his job with the Magnavox Company.

Johnny's insurance career started with Combine Insurance Company in 1972. After one year with Combine, he became a general agent with Standard Life and was employed for 34 years. He was recognized as Top Agent with the company for 7 straight years. My goal with Senior Health Specialists is to provide my clients with the best products to meet their needs and to get the lowest rates available while providing service second to none.

Johnny and his wife Gail reside in the Farragut-Concord area and have one son Jonathan who is with the University of Tennessee.
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Spencer Lyons
Spacer Spencer has had his Insurance license since 2003 and started with Senior Health Specialists in the summer of 2003. He works primarily with seniors. Spencer is married and has 3 children.
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Judy Smith
Spacer Judy has been an agent for over 9 years and is experienced in Medicare supplements, long term care and prescription drug plans.

Her real passion, however, is for the benefits provided through a long-term care plan. She has personally experienced the devastating effects of long-term care, seeing both her in-laws and her parents spend everything they worked so hard for all of their lives in order to pay for care in a nursing facility.

Judy will sit down with you and explain the options you have available in order to protect your assets and to stay independent should you need extended care, either in a nursing facility, an assisted living facility or, preferably, to receive that care at home.
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